When it may fit
A short sale may fit when a normal sale cannot clear the payoff, arrears, liens, and selling costs before a foreclosure deadline.
What the lender reviews
The servicer usually reviews hardship, market value, offer terms, junior liens, title issues, and whether the proposed closing is better than other loss-mitigation paths.
What this portal does not do
This portal does not promise lender approval, debt forgiveness, credit results, foreclosure postponement, legal results, or tax results.
Frequently asked questions
Can a Realtor guarantee a short sale approval?
No. A short sale depends on lender or servicer approval and the facts of the file.
Should I keep talking to my lender?
Yes. Homeowners should keep communicating with the lender or servicer and get legal or housing-counselor help when needed.